Compare Auto, Homeowner, Health Insurance QuotesEveryone knows that insurance premiums can be affected by your credit history or perhaps a spotty driving record in the case of auto insurance. But few people realize that an insurance company's loss experience is one of the biggest factors for determining how much they will pay for coverage. How so? Well, say for example an insurance company paid out a large amount of homeowner insurance claims due to a particularly catastrophic year of floods and fire damage. The same insurance company may also provide auto insurance coverage. To compensate for the losses experienced under their home owner insurance division, they may raise premiums for their car insurance customers even if they had no accidents or tickets. Or, they could simply increase the insurance prices for house insurance policyholders in another state.Insurance is a business, and like any other business it needs to generate profit. Monetary losses from an excessive amount of insurance claims are usually shifted to the consumer in the package of higher insurance premiums. If the insurance company had an extremely profitable year, they may lower rates to attract more customers and increase the number of policyholders they have. For this reason, insurance rates vary greatly from one company to another.Health and life insurance rates are very low right now in this competitive insurance industry. However, some health and life insurance companies offer low initial rates to gain insurance customers and then gradually increase these teaser insurance rates over time. The best way to ensure you are getting the best price for your insurance needs is to review your policy rates regularly and compare them against what other competing insurance companies are offering. You can do this by requesting insurance quotes from multiple insurance companies.Use Technology to Find an Affordable CoverageIn the past, obtaining insurance quotes was a time consuming affair that involved hours on the phone or lengthy meetings with individual insurance agents. With the technology advancements of today, you can request insurance quotes quickly and efficiently. It only takes about two minutes to fill out the online insurance questionnaire provided on 2insure4less.com. Our cutting edge technology allows you to instantly compare insurance coverage and premium quotes from multiple competing companies. The best part is you only have to enter your information once instead of traveling from website to website. We are not an insurance company, but we offer tips on how to determine the amount of insurance coverage you need.So, whether you are looking for a cheaper auto insurance rate for an expiring car insurance policy, or you simply want to make sure you are getting the best deal on house, renters, disability, long term care, cancer, burial (final expense), life insurance, and annuity, 2insure4less is here to help both men and women find affordable insurance coverage. Why not see if you can save a little extra money on your health insurance premiums? You have the option of comparing cheap insurance coverage quotes online or speaking with a qualified insurance agent licensed in your state.Learn How to Get a Discount from Insurance CompaniesOur learning center is dedicated to helping insurance consumers become educated on their insurance needs. Our library of educational material, insurance guides and coverage calculating tools will help you in a variety of insurance situations. The next time you have an accident or need to file an insurance claim you can be prepared. We'll also tell you about what to do when a claim is denied and your rights as a policyholder. You'll also learn how to understand your insurance policy and of course, there are many tips on how to save money on insurance.Don't pay more for insurance than you have to. Take time to compare your current insurance rates with comparable coverage from other insurance competitors. It only takes a few minutes to select the type of coverage you are interested in, and you'll be on your way to comparing insurance quotes and saving money.
Sunday, July 19, 2009
CHICAGO)Quality healthcare must reinsert consumers as the primary decision makers for their healthcare, says a report published by the Center for Health Transformation (CHT). The 21st Century Intelligent Health System: An Individual-Centered Approach describes the necessary steps to reform our healthcare system to meet the individual needs of patients. The paper provides patient statements and examples of how the needs of patients and family members are being met, and suggests that higher quality care can be provided at a much lower price if the consumer disciplines the industry."As a patient, I understand all too well what it is like to be left out of the discussion," said Lynette Bisconti, a patient advocate and cancer survivor. Bisconti was diagnosed with breast cancer three weeks after discovering she was pregnant."To beat cancer, save my baby and have a quality of life on par with what I had before cancer, I knew I needed to be actively involved in decisions about my medical care," Bisconti said. "These were my life and health goals - individual to me - and I needed my care team to understand what I valued most, to listen to me and respect my decisions about my cancer treatment."The CHT paper makes a compelling case for healthcare reform that creates a system built around individual needs."The overriding difference from every other high quality reasonable cost industry and healthcare is that we have removed the consumer and what they value from decision-making," said Steve Bonner, president and CEO of Cancer Treatment Centers of America and co-chair of the CHT working group that developed the report."The Central point of our paper is that our healthcare system must reengage the consumer and include what they value in the process," Bonner said. "Then as providers of their care, we must figure out what the consumer is willing to pay for and then we must all compete to deliver the best products and services at the most attractive prices."Bisconti sought a total of eight medical opinions. In each of the first six she felt she was being treated like a protocol, not as an individual. "Protocol said terminate the pregnancy, try to save the mother and call it a day," said Bisconti. "The clinical cookbook never seemed to change."My journey was completely transformed when I found a hospital that embraced my individual needs," Bisconti continued. "I had surgery and chemotherapy while pregnant and delivered a healthy baby boy. Today I remain free of disease and my son is a happy, healthy, wonderful little boy who lights up my world."Bisconti believes the patient as a full partner in healthcare decision-making has been a missing element in the decades-long healthcare reform debate."Patients can make decisions for themselves. We want to make decisions for ourselves," said Bisconti. "Unfortunately, our current system has trained us to follow, not to lead."
भक्ति थापा
नेपाल अंग्रेज युद्धको बखत नेपालका बरिष्ठ सैनिक थिए । उनले झण्डै 80 बर्षको उमेरमा नेपाल अंग्रेज युद्धमा देउथलको लडाइको नेतृत्व गरेका थिए । उक्त युद्धमा अंग्रेज हमलामा परि उनको मृत्यु भएको थियो । उनको सहासको कदर कर्दै अंग्रेजले उनको लासलाई पूर्ण सैनिक सम्मानका साथ फर्काएको थियो । अंग्रेजहरूले उनको सम्मानमा एक स्मारक पनि बनाए जुन हाल भारतको उत्तरखण्ड प्रदेशमा अवस्थित छ । उनलाई नेपालको राष्ट्रिय विभूति मानिन्छ ।
जंगबहादुर राणा नेपालका प्रधानमन्त्री तथा प्रथम श्री ३ महाराज थिए। कोतपर्वको नरसंहार पश्चात शक्तिशाली भएका जङ्गबहादुर राणा भण्डारखाल पर्व पश्चात राजसंस्था भन्दा शक्तिशाली भए। यिनको पालमा अंग्रजसंग को लडाँइमा गुमेको मध्य यिनले अंग्रेजलाइ खुसी पारी राप्तीदेखी माहाकाली सम्मको तराई हालको बाँके, बर्दीया,कैलाली तथा कंचनपुर पुन नेपालमा फर्काइएको थियो
सतलज या सतलुज नदी नेपाल अंग्रेज युद्ध हुनु अगाडी सम्म पश्चिमी नेपालको सिमाना जस्तै थियो । यो नदी देखी माहाकाली नदी सम्मका सम्पुर्ण पहाड़ी तथा तराई भू-भाग नेपाल सरकार ले सुगौली सन्धी मार्फत ब्रिटिश ईस्ट इण्डिया कम्पनि सरकार लाइ स्वामित्व हस्तान्तरण गर्नु पर्यो ।
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Saturday, July 11, 2009
5 Ways to Make Money Fast and Easy
This is where the rubber meets the road. Traction is something we all lack when we are doing our research and ultimate field tests in the quest for our first million. More traction would be great whatever step in the ladder you are at.
We generally focus on helping fledgling millionaires in our work because it is the most rewarding and gives us the greatest bang for our buck. To see an individual go from clueless to savvy in a fortnight is a gratifying experience. When its our resources that helped that transformation, then its very satisfying indeed. So thats the area we focus on here. This is for people who need direction but have small resource capital to manufacture acceptable results.
So lets give you a little traction before you seize your jets.The following 5 strategies will give you the moves to take you to the first level. -A guy/gal with a proven idea that can be replicated-(An enviable position to be in)
1) Lets get this straight. Million dollar bank balances are numerical in nature. By that I mean a million bucks is not made up of 1 large million dollar bill. Its made up of exactly one million single's. Or to go to the lowest common denominator, its actually numerically made up of One thousand, million (or 1 billion) cents.
Make money fast and easy by thinking of money as numerical and therefore exponential. A dollar that you hold in your hand is the same as $1 million dollars. No difference at all. Its a seed that grows into a tree, then that tree spurrs more seeds. (I apologize for the metaphor, but how else can we put this so you understand the nature of the reality as it is)
2) When you approach your 1 million dollar goal, you are biting off much much more then you can chew thinking about that million.
To make money fast and easy always think small. Refine, refine, refine. Then duplicate, duplicate, duplicate. Are you with me? Is this making sense? Make a simple little mouse trap, then make lots of mouse traps exactly the same way.
3) Find demand and supply into that demand.
To make money fast and easy, even before you think about "what" you will do, you are going to research demand. You will become an expert at sniffing out needs. This skill is a millionaires bow and arrow. Let me tell you, most millionaires couldn't hit the side of a barn much less the bulls eye. But they DO know this. So their aim is not important. What is important is that the target is nice and gigantic. How can they miss?
Trust me, its what millionaires do, its how millionaires think. Always supply into Fat juicy demand where the picking is easy. Do you want medals of bravery or a million bucks asap?
4) Have a structure you never deviate from.
They always failed to plan when they planned to fail. Once your research is done never deviate from it. Give it a good run but if it doesn't work out for you then move on without shedding a single tear. Chance and "chaos theory" are fascinating things. Probability is what millionaires deal with. They never delude themselves into believing in absolutes.
To make money fast and easy, you will not work backwards or second guess yourself. Plant yourself firmly in the middle of the road on the high side and go forward. Don't make it up as you go. Stick to what your demand planning told you to do. Many give up after 1 failure, but probability is a funny thing. We think we can control it, but even when all your ducks are lined up in a row, it may not work. But give it a chance and let it prove itself and you may find over a number of attempts you will get the results you expected.
5) Diversify AND Go deep.
They call out diversify when it comes to investing. Fair enough. Things change and relying on just one source for your income stream is dangerous. And it is. But there are two sides to every coin.
The pareto principle states that reality and probability are stacked unevenly. We as rational human beings think of everything as equal and even. However scientific evidence and business experience tells a different story. The pareto principle is also known as the 80/20 rule. It states that 80% of your results comes from 20% of your activities. Is this significant if true? You bet. It means that of every effort you make, of all the many things you do to manufacture your results, only 20% actually is responsible for a large proportion (in fact 80%) of them.
So what does this mean in English? It means you can easily quadruple your results by finding out what that special 20% activity is and stop doing everything else. By focusing on just that 20% activity you will not only increase results, but you will create a new pareto principle refined of the old one at a higher level. In this way you move forward and evolve your activities to higher and higher levels.
To your health and rapid success.
If you need money now, like I mean in the next 10 minutes, try what I did. I now am making more money than in my old business and you can too. If you want to learn how to invest a few hundred dollars in the next 10 minutes and double it before you go to bed tonight, click now to read a "Rags to riches" story that is remarkable - Free! Quickest-way-to-make-money-on-earth.com
Thursday, July 9, 2009
SLC Result 2066
PASS WITH DISTINCTION
http://www.nepalnews.com/slcresult/2065/distinction.txt
PASS WITH 1-ST DIVISION
http://www.nepalnews.com/slcresult/2065/first.txt
PASS WITH 3-RD DIVISION
http://www.nepalnews.com/slcresult/2065/third.txt
PASS WITH 2-ND DIVISION
http://www.nepalnews.com/slcresult/2065/second.txt
UNDER AGE
http://www.nepalnews.com/slcresult/2065/withheld.txt
http://www.nepalnews.com/slcresult/2065/distinction.txt
PASS WITH 1-ST DIVISION
http://www.nepalnews.com/slcresult/2065/first.txt
PASS WITH 3-RD DIVISION
http://www.nepalnews.com/slcresult/2065/third.txt
PASS WITH 2-ND DIVISION
http://www.nepalnews.com/slcresult/2065/second.txt
UNDER AGE
http://www.nepalnews.com/slcresult/2065/withheld.txt
Deliberation on Dahal's political dossier starts
The central committee meeting of the Unified CPN (Maoist) Thursday has started discussion on party chairman Pushpa Kamal Dahal's political dossier.
The meeting which began at the party's new building in Koteshwor, Kathmandu on Wednesday is expected to endorse Dahal's dossier, build consensus for a national government under Maoist leadership and fix the date for party's next convention.
The government's policies and programmes and the upcoming budget will also feature during the discussion, according to Maoist spokesperson Dina Nath Sharma.
Dahal in his revised political dossi
The meeting which began at the party's new building in Koteshwor, Kathmandu on Wednesday is expected to endorse Dahal's dossier, build consensus for a national government under Maoist leadership and fix the date for party's next convention.
The government's policies and programmes and the upcoming budget will also feature during the discussion, according to Maoist spokesperson Dina Nath Sharma.
Dahal in his revised political dossi
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